How to Deal with Debt Lawsuit
It is for a fact that no one would want to deal with mailings, lawsuits, or calls from debt collectors. Now that most people already know the type of language that debt collectors use, they tend to have so much fear in them; hence, the reason for not wanting to deal with that. No matter how strong the urge to ignore a lawsuit and threats is, you should never try ignoring it because you would end up in more trouble. Most people do not know what they can do in case this happens and this explains why they do not get the issue resolved. Here are some of the ways to help you handle a debt lawsuit
You should consider hiring debt lawsuit lawyers. If you have a debt that you are unable or unwilling to pay, you might think that hiring debt lawsuit lawyers would not be a good thing but this is not always the case. It can be hard for you to know the options you have and this explains why you need to hire a lawyer.
You can also decide on the legal rights of the company to sue. What you need to note is that the company pursuing the debt lawsuit has to prove the right they have to pursue the same. If you do not want to admit the responsibility of debt, you should not stay silent on the matter. As long as you ask for documentation in writing, you would have the assurance of the judge going with your request and this would be a good thing. With the plaintiff, he or she has to show a credit agreement; it should bear your signature.
One of the things you will have to do is to respond to the debt lawsuit or claim. If you do not want to go wrong, you will have to respond to the lawsuit. You do not want the collection agency to get a default judgment against you and this explains why you should ensure that you respond to the same. Moreover, you have to ensure that you respond within the set timeframe set by the summons; this might be up to 30 days from the date of the notice.
It would be a good thing to ensure that you push back on the proof burden. As stated earlier, the plaintiff should prove that you owe a specific amount. Moreover, the plaintiff would have to show that you are responsible for the debt. Therefore, make sure that you enquire proof for the same because that would be a way to prevent a debt collection lawsuit; this is something that you need to do.